Uber cash advance program is closed. No worries. There are many cash advance apps that Uber drivers can use to sign up and get instant funds. Find out which app offers you the best or which one’s the easiest to use. GigsHelp is digging everything for you, so take a chill pill.
Uber is a top-rated ride-sharing app that provides millions of people with full-time and part-time job opportunities. However, unlike traditional employment, ride-share and delivery drivers have higher expenses such as vehicle purchases, car/bike maintenance, and fuel costs.
Uber offers a cash advance program to its 8.5 million active drivers, but unfortunately, it’s no longer available, which makes it challenging for Uber drivers to get funds. The good news is that many best cash advance apps for Uber drivers can be used as an alternative. Below, we share which Uber cash advance app is the best, how much and the pros & cons of the app so you can choose the right one.
10 Best Cash Advance Apps for Uber Drivers in 2025
A cash problem can create real trouble at any time. Moreover, it makes the situation more stressful if you’re a gig worker, rideshare driver (Uber & Lyft), freelancer, or an independent contractor. Banks and traditional lenders never accept gig income, but they’re not nearly as convenient as today’s cash advance apps designed for gig workers and rideshare drivers.
Let’s explore the best cash advance apps that work great for Uber drivers and cater to hardworking gig workers, 1099 workers, independent contractors, freelancers, and self-employed.
GigsCheck
Get instant cash advances for Uber and Lyft drivers, gig workers, and independent contractors. No credit score is required, and approval is super easy. Instead of a credit score, a cash advance is approved based on your income and creditworthiness. You can borrow between $200 and $5,000 in 10 minutes*, and the repayment for the advance is auto-debited from your earning account.
- No credit check required
- Instant approved cash advance up to $5,000
- Fast funding within 10 mins* only
- Rates and charges might be on higher side
Giggle Finance
Like GigsCheck, Giggle Finance offers cash advances up to $10,000 for Uber and Lyft rideshare drivers and gig workers. No credit score is required, and bad credit people can apply. Once approved, the advance is deposited into your bank account instantly. You need to pay a small service fee. Application is easy, and repayment is auto-debited from your subsequent earnings.
Pros of Giggle Finance:
- No credit check required
- Cash advances up to $10,000
- Dedicated to gig economy workers
- High charges varying fees for advances
Fundo
The Fundo app offers merchant cash advances to gig workers, rideshare drivers, freelancers, and independent contractors up to $10,000. After approval, you can get funds on the same day, and Fundo doesn’t require any security to sanction cash advances. If you repay your advance early, Fundo gives discounts and cash advances at more relaxed terms. However, customers complain about Fundo’s high rates and processing fees.
- Same-day funding possible
- Discounts for early repayment
- Cash advances up to $10,000
- Mixed customer reviews
- Doesn’t disclose rates or fees on its website
Beem
Beem app provides instant cash advances to Uber drivers and other gig workers. It offers various functionalities like budgeting, buying insurance, cash games, credit monitoring, etc. The UI/UX of the Beem app is easy to use, making it a suitable option for Uber drivers and other hardworking rideshare drivers. However, its extra features are paid, starting from $0.99/month and going up to $12.97/month. The application process is smooth, and people with less-than-perfect credit scores also get financial support, which traditional lenders turned down.
- Easily send and receive money to other Beem users
- Access cash advances quickly
- Make money with games and cash-back deals
- Beem doesn’t offer free plans
- Most of Beem’s “features” are just affiliate partners
- Low cash advance limits for most plans
Brigit
Brigit mainly focuses on small cash advances and other saving and budgeting tools. As a financial guardian for Uber drivers and self-employed, Uber offers up to $250 cash advances with no interest or credit checks. Its unique features, like financial health tracking, allow rideshare drivers and gig workers to see the latest trends and be on top of their finances. However, like Beem, Brigit’s extra features are paid starting at $9.99 for Brigit Plus.
- No interest charges
- No late fees or obligation to tip
- Move due date up to three times
- Up to three-day turnaround
- High monthly membership fee
- May not qualify for the largest advance amounts
Klover
Klover app offers up to $150 cash advances to rideshare (Uber & Lyft) drivers, gig workers, and self-employed. However, you can earn $50 more by watching ads or participating in surveys. You don’t need to pay interest on your cash advance; the money is automatically credited to your bank account. You can repay the advances to Klover on your next paycheck. This app suits those who don’t fix paydays or receive regular income. Klover+ is a paid service and acts like your personal financial mentor, offering services like budgeting tools and rewards programs, but you need to pay $3.99 per month.
- No membership fee required to access advances
- No credit check required
- Earn points through the app to increase advance amounts
Cons of Klover:
- High same-day funding fee, up to $12.29 for $75 or more
- Uses your data for ad revenue
- Relatively low advance amount
SoLo Funds
Unlike banks, SoLo Funds offers cash advances that operate through a peer-to-peer platform, allowing its users to lend or borrow money directly to each other. SoLo Funds works differently from typical cash advance apps; you need to download the SoLo Funds app and either sign up as a lender, borrow, or both. For an initial cash advance, you can borrow between $50 to $100, and if approved, funds are deposited via ACH, typically within 10-20 minutes.
Pros of SoLo Funds:
- Borrow up to $575
- No interest, Build credit
- Funding in less than 20 minutes
- 75% instant withdrawal fee
- Daily and monthly lending limits
- Poor reputation
Gerald
Gerald offers small, fee-free cash advances for Uber drivers, gig workers, self-employed, and other delivery drivers. There is no credit check requirement, and same-funding access is possible—but you need to spend a small part of your advance in the app before transferring the rest to your account. While Gerald is easy to use, users still face problems like app glitches, limited amounts, and spending rules.
- No subscription fees or interest charges
- Receive your money as soon as the same day
- No credit check required
- Many customer complaints and an F rating on the BBB
- Mandatory in-app purchases
- Small cash advance amounts
EarnIn
EarnIn financial app allows qualified users to access up to $750 cash advance from their earned wages before paydays. Using the EarnIn app, Uber drivers can easily get advances, which can help them bridge the financial gap between payments. You don’t need to pay fees or interest; you can later pay back the advances from your paycheck via direct deposit. Typically, cash advance withdrawal limits are low, and users can only withdraw as much as $100 from their paycheck each day. But still, EarnIn is a better cash solution than high-interest payday loans with very high fees.
- No monthly subscription required
- No interest
- Only charges for fast transfers
- Must have work email or fixed job location
- Eligibility is limited to those using direct deposit
- Requires earnings of at least $320 per pay period
Dave
Dave is a high-rated finance and mobile banking app with incredible features and value-for-money cash advance services. With its ExtraCash feature, Uber drivers can get funds anytime, especially when running on low earnings. You don’t need to pay interest or late fees, making Dave a reasonable option. If you are hurrying to get money, you must pay 1.5% as an express fee for an instant transfer. Otherwise, you must wait 3-4 days for your free advance. No credit check and approval are based on your banking activity and other factors.
- Has a high-yield savings account
- Doesn’t require direct deposit
- Free instant transfers to Dave Checking
- Charges fast transfer fees
- Requires a monthly subscription
Alternatives To Cash Advance Apps for Uber Drivers
If you do not like cash advance apps, you can try alternatives to borrowing money as an Uber driver:
- Find other ways to increase your income: If you dislike using cash advance apps, the best alternative is to increase your current income. It might be done by selling unused items in your home or joining more gig work through apps like Instacart or UberEATS. As an Uber driver, you already have experience with gig apps, so you can participate as a delivery driver and earn more income.
- Try credit card cash advances: Applying for credit card cash advances might seem attractive, and they could be a favourable option for acquiring funds, especially during emergencies. However, remember that credit card cash advances provide instant funds, but you’ve to pay high interest and fees.
- Borrow money from someone you know well: This option looks easy, but it is also difficult., Asking your trusted family members or friends for money is an interest-free borrowing option. Always remember that borrowing from relatives only works perfectly if you are confident, you can repay the loan on time. Otherwise, it could jeopardize your good relationship.
- Apply for credit union loans: As an Uber driver, you may qualify for a small loan at lower interest rates if you’re a credit union member. Unlike traditional lending institutions, credit unions are nonprofit lending organizations. Some credit unions offer limited membership to people, so make sure to check if you qualify for it or not.
